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Minimum salary required is Rs 40,000. Only for salaried people
LOAN DETAILS
Rates and Charges
Minimum Loan Amount
Rs. 5,000
Maximum Loan Amount
Rs. 1,00,000
Tenure Days
90 to 365 Days
Processing Fee
2 – 10% of loan amount
ROI (rate of interest)
@ 0.2 – 1% Daily
No Pre
No pre – closure charges
APR (Annual Percentage Rate)
@ 18% – 36%
Cheque bounce charges
Rs. 1000
REPRESENTATIVE EXAMPLE
Monthly Payment Example
Am I Eligible for a Loan?
We've designed our loan to support salaried individuals during life's urgent moments. To qualify, you must meet these simple criteria:
Minimum Salary
A monthly income of at least ₹40,000.
Location
You must reside in Delhi/NCR, Mumbai, Bengaluru, Pune, or Hyderabad.
Age
Be between 21 and 58 years old.
Employment
Be a salaried individual with a stable job.
Valid PAN Card
A valid PAN card is required for verification.
Our eligibility criteria are designed to be inclusive, ensuring that anyone with a steady income can access quick funds when they need them most.
Documents Required for Your Loan
We've streamlined the documentation process to make applying for a loan fast and hassle-free. The primary document is:
PAN Card
A valid PAN card for identity verification.
(For income verification, we may also request the following documents in some cases.)
Bank Statement
Recent bank statements (typically last 3–6 months) to confirm your income and financial stability.
Salary Slip
Latest salary slips (usually 1–3 months) to verify your employment and income.
We keep paperwork to a minimum to ensure a smooth application process. Simply upload your PAN card during the application, and we'll guide you if additional documents are needed. This helps us practice responsible lending while getting you funds quickly. Have questions? Reach out to us at instapaise@junooncapital.com.
Estimate Repayments
A Unit Of Junoon Capital Services Private Limited (Registered Under RBI- B-14.01812)
We strictly follow the RBI directive and have set up an effective Grievance Redressal Cell to handle and address all manner of grievances. We always endeavour to carry out responsible lending, whereby we give just the loan which we know you will find convenient to pay back, but also recover our dues ethically. We never believe in any manner of high-handed or coercive recovery methods. But in case you have any complaints, we will take up the matter seriously and address the issue within 5 working days. Email Id : instapaise@junooncapital.com